Moving Insurance

So I just got my G2, when my parents were putting me on the insurance he told me that I must be the main driver because there are three cars and three drivers. Would my parents are in a position to move one of their cars to a different company and still the main engine when I become secondary?

There is no financial logic with more than one policy in a household, but you can do.

In the U.S., yes .... but ... it may be cheaper to leave it as it is. Read the rules below:



The insurance companies want to know all licensed household members (it does not matter if they are young or old) so they can calculate their potential to have you and the drivers covered by your insurance policy. When you purchase liability insurance (which every automobile insurance policy), there is a law that requires <entreprises assurance> to cover all household members who are licensed to drive. Most insurance companies will require you can either add family members allowed to the policy or exclude them. This is because household members are assumed to have access to your vehicles and may drive at any time. These drivers are a risk factor for ranking consideration.
Legislation in many countries in need, and your insurance is in his words that say you must inform them of driving home in your household, so they can add it as a driver your policy and rates accordingly or exclude. Excluding people from your car insurance would mean that you're not paying extra on your policy to him as a driver, so they do not have extensive coverage by your insurance policy if they were driving your car and be in an accident, even if it were an emergency.
Thus, most insurance companies will ask you to place non-household member report on your insurance policy as a driver if he is ok. All licensed household members are normally required to be listed as a driver or excluded on a car insurance policy by the insurer.
If you have a household member under license, either a parent, roommate, etc., the insurer is satisfied the person has access to your vehicle and is a rating factor that should be on your insurance policy. If the person is really not the intention of driving the insured vehicle, so it should not be a problem with the rule. Without you, signing off on the exclusion of the insurance company can not really believe that a household member license can not drive your car.
State laws differ however. Generally, insurance companies are permitted to use classifications that reflect a possible exposure to liability from the insurer, where the injury or damage occurs due to driving the vehicle by someone in your household.
Perceived risk for non-members of the household by an insurance company is different and therefore you can usually leave a friend who does not live with you use your car without adding it to your policy.
A friend can sometimes borrow your car and be covered by your insurance because they do not have regular access to your car and therefore are not assessed as a risk factor for your policy. If you have someone outside of the house behind your car regularly, usually an insurance company generally does not also want this person entered an occasional driver, so they are properly covered in case of accident .